Purchasing a home

Confidently buy the home you want.

When it comes to planning for a mortgage, it’s not just about getting into the home you want. It’s about getting there comfortably.

The right blend of terms, rates, and costs, plus options for special mortgage programs, can make purchasing a home easier. By learning about your unique situation, your Alerus mortgage banker will guide you in the right direction.

While you’ll have preferences about the kind of house you want, the main parameter is financial. Do you have enough saved for your down payment? How might your life change in the next three to five years? How does retirement figure into your decision? How quickly do you want to pay your mortgage off?

Your personal financial situation will be the most important factor in determining what you can truly afford.