CRA Public File

The Community Reinvestment Act (CRA) rules and regulations require Alerus to maintain a publicly accessible file, containing information listed below. This content is reviewed quarterly, with updates scheduled for March 31, June 30, September 30, and December 31 each year.

CRA Performance Evaluation (last reviewed 2.27.24)

Facility-Based Assessment Areas (FBAA) and Corresponding Maps

CRA Disclosures

Alerus CRA Disclosure Statements are available for review at the Federal Financial Institution Examination Council (FFIEC) website. To view the Disclosure Statement, follow the link below, select the year you wish to review, and enter either the Respondent ID or Institution Name.

Alerus Financial NA reported data
Institution: Alerus Financial NA
Respondent ID: 0000013790

Home Mortgage Disclosure Act Notice (HMDA)

HMDA disclosures can be located on the CFPB website by entering Alerus Financial in the Institution Name search box.

The HMDA data about our residential mortgage lending are available online for review. The data show the geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov/hmda). HMDA data for many other financial institutions are also available on this website.

Products and Services

Questions regarding transaction fees or the cost of services should be directed to your nearest Alerus location.

Branch Information
Listing of Alerus Locations and Phone Numbers
Opened and Closed Branches  – During the current year and the prior two calendar years

Written Comments from the Public
Comments for the current and prior two years

CRA Public File Requests
Alerus can provide hard copies of the CRA Public File. Requests can be sent to CRA@alerus.com.