Building strength in every season
Financial solutions rooted in agriculture.
We understand the unique challenges and opportunities that come with running an agricultural business. From family farms to large agribusinesses, we partner with you to deliver comprehensive financial solutions tailored to the dynamic world of agriculture. Our purpose is to help you achieve yours – providing personalized services and the right tools to cultivate growth and long-term success.
Agriculture business loans
We offer a wide range of lending solutions tailored to meet the unique needs of agricultural businesses.
Land Real Estate Loans
- Up to 30-year fixed-rate in-house loans
- Land purchases
- Facility expansion loans
Crop and Livestock Financing
- Operating lines of credit
- Animal agriculture loans
- Beet Stock loans
Equipment Financing
- New and used equipment purchases
- Financing for specialized agricultural machinery and tools
Specialized Financing
- Drain tile and irrigation loans
- Renewable energy projects for farms
Financing Programs
- FSA Loan Programs*
- USDA Loan Programs
- Farmer Mac Loans
*Certified FSA Lender
Other financial solutions for agriculture
Cash Management
Keep your operations running smoothly with tools to manage day-to-day finances:
- Treasury management solutions
- Integrated payables
- Automated payment solutions
- Mobile and remote deposit
- Fraud prevention tools
Deposit Solutions
Secure and grow your finances with checking and savings accounts.
- Checking accounts
- Flexible savings options
- Money market accounts
Retirement and Benefits Plans
Attract and retain top talent with competitive benefits.
- 401(k) and retirement plans
- Health savings accounts (HSAs)
- COBRA
Wealth Management and Succession Planning
Secure your legacy with expert guidance for long-term planning.
- Investment management
- Succession strategies and planning
- Trust services
Who we serve:
- Family farm operations
- Agricultural businesses
- Specialty crop producers
Why choose Alerus?
Agriculture is more than a business – it’s a way of life. Choosing Alerus means partnering with a financial institution that truly understands the agricultural industry and is committed to your success.
- Work with financial professionals who understand the complexities of agriculture and can provide insights to optimize your operations.
- We offer products and services that align with your goals, whether it’s securing financing, managing cash flow, or planning for the future.
- Agriculture is a long-term investment, and so is our commitment to you. We’re here to support your success year after year.
Meet our team
Financial insights for agriculture