Planning for retirement
Put your goals within reach.
Are you on the right track? No matter what stage of life you’re in, it’s important to feel confident in your future financial security. We’re here to help you understand your retirement savings options and guide you toward a plan that can help you achieve your goals.
Remember that your retirement income can — and should — come from multiple sources. Retirement funding can include a combination of social security, pensions, Individual Retirement Accounts (IRAs), 401(k) plan, annuities, life insurance, health savings accounts (HSAs), cash, and cash equivalents.
Our financial advisors can help you determine the best ways to fund your retirement or manage your investments, income, and distribution strategies after retirement to optimize every penny.
Alerus Wealth Management provides products and services through Alerus Financial, N.A. (Alerus). Registered representatives of Alerus Securities may offer insurance and investment products through Osaic Institutions, Inc. Member FINRA/SIPC. Alerus Securities is a trade name of Alerus. Osaic and Alerus are not affiliated.
Investment and insurance products are:
NOT A DEPOSIT
NOT FDIC INSURED
NOT GUARANTEED BY BANK
NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
MAY GO DOWN IN VALUE
Alerus does not provide legal or tax advice. Please consult your legal or tax advisor, to determine how this information may apply to your own situation. Be sure to consider the benefits and limitations of all your options regarding the handling of your assets. You must consider services offered, potential withdrawal penalties, treatment of employer stock, fees and expenses, protection from creditors, required minimum distribution rules, and the range of available investments. Discuss rollover options with your tax advisor for tax considerations.
The information contained herein is general in nature, is provided for educational purposes only, and should not be construed as legal or tax advice. Alerus does not provide legal or tax advice. The information should not be relied upon as investment advice or solicitation. Statements of fact are considered reliable but no representation or warranty is made as to their completeness or accuracy. Always consult your legal or tax advisor, to determine how this information may apply to your own situation.