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Tips for making a successful offer

There is one crucial milestone that stands between finding the perfect home and getting it before someone else does — a successful offer. In a competitive market sellers have choices and are less inclined to…

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Refinancing and divorce

Divorce involves complicated financial matters. Topping that list is jointly owned real estate. If you get the house, what happens next? Are you buying out your partner? What happens to shared earned equity? How will…

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Managing credit ratings

Credit ratings are an important measure of a person’s financial wellness. Think of them as a report card for your finances. Lenders review credit ratings to determine the risk associated with the requested loan. The…

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Helping your child buy a home

How quickly they grow up. Spend a few minutes talking to parents whose children are now grown up and you might hear a common refrain that goes something like this: the years go by so…

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Make your mortgage work for you

When was the last time you reviewed your mortgage to make sure it was providing you with all the financial benefits possible? A mortgage is the largest investment many of us will make in our…

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