Improve my Financial Fitness

Managing credit ratings

Credit ratings are an important measure of a person’s financial wellness. Think of them as a report card for your finances. Lenders review credit ratings to determine the risk associated with the requested loan. The higher your credit score is, the more likely it is you will repay your loan. As a result, individuals with high credit scores often enjoy lower interest rates and more financing options when borrowing money.

Not sure where your credit stands? Here’s how you can review and improve your score: