Managing Debt: A Thoughtful, Comprehensive Approach
Debt sometimes is treated like a bad word. When managed correctly, the right kind of debt can be a useful financial tool. Paying off debt in a timely manner and not letting it get out…
What are mortgage points, and how do they work?
Mortgage points are fees a homebuyer can pay upfront in exchange for a lower interest rate. It’s important to understand the effect of paying points on the long-term cost of a mortgage.
Tips to Help Businesses Manage Cash Flow Today
The business landscape has changed dramatically – and sometimes unpredictably – over the past few years. While there is no crystal ball for managing cash flow, some trends have emerged that look to stick with…
Pros and cons of health reimbursement accounts
A health reimbursement arrangement (HRA) is a tax-advantaged benefit that allows both employees and employers to save on the cost of healthcare.
Are flexible spending accounts worth it?
A flexible spending account (FSA) is a voluntary, employer-sponsored program for employees to save a portion of their income, pre-tax, to be used to pay for qualified medical or dependent care expenses incurred during their…
Health Savings Accounts for a Healthier Financial Future
Health insurance is so complicated that many people and businesses would rather stick with what is familiar, even if they don’t like it or fully understand it, than try something new. However, it may be…