Negative Superlatives and Market Drops
Almost any global happening can spur you to sell investment positions or put off investing new dollars. But remember: the headlines are just to sell newspapers (or digital ads). You must keep a level head…
The Fed, Interest Rates, and Investing
As an investor, you undoubtedly ask when, or if, the Federal Reserve Bank (the Fed) raises interest rates, how will that affect consumers and businesses? What about the consequences for certain segments of the economy?
Is it Time to Refinance Your Mortgage?
Over time, mortgage rates fluctuate. Depending on where rates currently stand, now may or may not be a good time for homeowners to consider refinancing their mortgage. How can you determine whether it makes sense…
Understanding Interest Rates and Your Financial Situation
When discussing bank accounts, investments, loans, and mortgages, it is important to understand the concept of interest rates. Interest is the price you pay for the temporary use of someone else’s funds; an interest rate…
Retirement Strategies for Millennials
Retirement seems far away, and it feels like you have decades to prepare. But to enjoy a long, financially secure retirement, you’ll need to start thinking about saving today. And while a common misconception is…
Five Questions to Ask as You Consider Retiring
As you consider retiring, how do you know when you are really ready for it, mentally and financially? For decades, the normal retirement age was 65. This was when you became eligible for Social Security…