05 | Insurance Products

Alerus Wealth Management provides products and services through Alerus Financial, N.A. (Alerus).  Registered representatives of Alerus Securities may offer insurance products through Osaic Institutions, Inc. Member FINRA/SIPC. Alerus Securities is a trade name of Alerus.  Osaic and Alerus are not affiliated. This information is not intended to provide legal or tax advice. Alerus does not provide legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation.

Insurance products are:

NOT A DEPOSIT
NOT FDIC INSURED
NOT GUARANTEED BY BANK
NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
MAY GO DOWN IN VALUE