Mortgage Broker Special Promo Disclosures

2- Refi Ready Program
Close on a purchase transaction with Alerus by December 31, 2024. Retain your initial mortgage for a minimum of six months from the closing date. Refinance any time before December 31, 2025. Subject to credit qualification, not all applicants may qualify. This is not a commitment to lend. This offer is valid on first lien, and purchase transactions only and is non-transferable. By refinancing an existing loan, your total finance charges may be higher over the life of the loan. For an accurate, up-to-date quote on mortgage rates, please talk to a licensed mortgage banker.

3- Alerus Purchase Special
The $1,000 credit toward closing costs applies to Alerus mortgage loan applications for primary, secondary, or investment properties. Qualified borrowers must lock their interest rate on a purchase transaction by March 31, 2024. An executed agreement or accepted purchase terms are required to lock an interest rate and terms. Offer not valid on existing locked loan transactions before August 1, 2023. Offer cannot be combined with any other offers. All applications are subject to approval under Alerus mortgage underwriting guidelines. Offer subject to change or cancellation without notice.