27 | Savings Account Reg. D Disclosure

Business Money Market: You may make an unlimited number of transfers and withdrawals via ATM or teller.  To avoid a $5 fee per monthly service cycle, you may not exceed a combined total of 8 withdrawals or transfers using methods such as: debit card transactions, checks or electronic payments (such as bill pay) to a third party, overdraft protection transfers, transfers to an account at another institution.  Business Money Market account will be charged a $10 fee each month if the balance in the account falls below $1,000 any day of the statement period.