Janet O. Estep

Janet O. Estep


Alerus board member since 2021
Former President and CEO, Nacha
Former Executive Vice President, U.S. Bank Transaction Services Division
Former Vice President, Pace Analytical Services

Janet Estep is the former chief executive officer and president of Nacha, the governing body for the U.S. ACH payment network, a position she held since 2008.

Ms. Estep is an accomplished executive with extensive knowledge of digital technology, electronic payments, strategic planning, mergers and acquisitions, product development and sales, marketing, and risk management.

Before joining Nacha, Ms. Estep served as executive vice president of U.S. Bank’s Transaction Services Division. Ms. Estep previously led the sales and marketing teams of Pace Analytical and was general manager of its major environmental lab location.

Before Pace Analytical, Ms. Estep developed extensive technology knowledge through many field and headquarters positions with IBM, managing sales teams and product development for both hardware and software.

Ms. Estep received a B.A. in Economics and Psychology from St. Olaf College and currently serves on the board of ACI Worldwide, a global payments software provider, also serving on its Nominating and Governance and its Audit/Risk Committees.