Janet O. Estep

Janet O. Estep


Alerus board member since 2021

Former President and CEO, Nacha

Former Executive Vice President, U.S. Bank Transaction Services Division

Former Vice President, Sales & Marketing and GM, Pace Analytical Services

Ms. Estep Ms. Estep is an accomplished executive with extensive knowledge of digital technology, electronic payments, strategic planning, mergers and acquisitions, and product development, sales, marketing, and risk management. She retired in 2019 as CEO of Nacha, the governing body for the US ACH payment network. Before joining Nacha, Ms. Estep served as Executive Vice President of U.S. Bank’s Transaction Services Division. Prior roles included leading the sales and marketing teams of Pace Analytical, as well as its major environmental lab location. Before these roles, she developed extensive technology knowledge through many field and headquarters positions with IBM, managing sales teams, and product development for both hardware and software.

Ms. Estep received a B.A. in Economics and Psychology from St. Olaf College and currently serves on the board of ACI Worldwide, a global payments software provider, serving on its Nominating and Governance and its Audit/Risk Committees