Home$tart® Down Payment Assistance

Buying your first home can feel overwhelming—especially when it comes to upfront costs. Home$tart® is a down payment and closing cost assistance program that can help reduce those barriers, so homeownership feels more achievable.

Through Alerus and the Federal Home Loan Bank of Des Moines, qualifying first‑time homebuyers may receive grant funds to help cover the costs that often stand in the way of buying a home.