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Smart choices for smarter spending.

Some cards help you build your credit or pay down high-interest balances. Others earn rewards like cash back or travel discounts. Discover the perfect card for you today!

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Find a card that’s right for you.

Visa® Zero+ Card

Enjoy the lowest introductory rate with valuable benefits. See terms and conditions.

  • 4% cash back on prepaid travel12
  • $15 annual statement credit after 11 months13
  • Cell phone protection up to $60014
  • $0 ExtendPay Plan once per year

Platinum Card

Visa® Max Cash Preferred Card 

See terms and conditions.

  • 5% cash back on first $2,000 of combined quarterly purchases in two categories1
  • 2% unlimited cash back on choice of one everyday category
  • Redeem cash back for a statement credit, rewards card, or a deposit to a qualifying account1
  • $150 cash back after you spend $500 in the first 90 days2
  • 1% unlimited cash back on all other eligible purchases
  • No annual fee

 

Everyday Card

Visa® Everyday Rewards+ Card

See terms and conditions.

  • 4x unlimited points on dining, take-out, and food delivery3
  • 2x unlimited points at grocery stores, grocery delivery, gas stations, and streaming services
  • 1x unlimited points on all other eligible purchases
  • $150 bonus reward (15,000 points) after you spend $500 within the first 90 days of account opening4
  • Redeem points for travel, cash back, and more
  • No annual fee

 

Everyday Card

Visa® Travel Rewards+ Card 

See terms and conditions.

  • 4x unlimited points on travel, gas, EV charging stations, entertainment, and recreation purchases8
  • No cap or limit on the points you can earn, plus you have five years to redeem points for rewards
  • 1.5x unlimited points on all other eligible purchases
  • $250 bonus reward (25,000 points) after you spend $2,000 within the first 120 days of account opening9
  • Redeem points for travel, cash back, and more.
  • No annual fee

 

Everyday Card

Visa® Reserve Rewards+ Card

See terms and conditions.

  • 6x unlimited points on travel (air, hotel, and car rental) booked directly through the Rewards Center10
  • No cap or limit on the points you can earn, plus you have five years to redeem points for rewards
  • 2x unlimited points on all other eligible purchases
  • $500 bonus reward (50,000 points) after you spend $4,500 within the first 90 days of account opening11
  • Redeem points for travel, cash back, and more
  • Annual Fee $390 

 

Reserve

Visa® College Real Rewards Card

See terms and conditions.

  • Earn 1.5 points for every dollar you spend on eligible purchases7
  • No cap or limit on the points you can earn, plus you have five years to redeem points for rewards7
  • 2,500 bonus rewards points awarded after first purchase, redeemable for $25 cash back, merchandise, gift cards, or travel savings
  • No annual fee

 

Everyday Card

Visa® Secured Card

See terms and conditions.

  • Excellent opportunity for someone starting a credit history or who has been turned down for a credit card
  • Improve or re-establish your credit history
  • Enjoy the convenience of credit, including the option to carry a balance
  • Earn interest on the money in your secured savings account
  • No annual fee

 

Platinum Card

Visa® Max Cash Secured Card

See terms and conditions.

  • Improve or re-establish credit history
  • 5% cash back on first $2,000 of combined quarterly purchases in two categories5,6
  • 2% unlimited cash back on choice of one everyday category
  • 1% unlimited cash back on all other eligible purchases
  • Redeem cash back for a statement credit, rewards card, or deposit to a qualifying account5
  • No annual fee

 

Platinum Card

Enjoy these features with every card:

Tap To Pay Icon

Tap to pay

Use your card for contactless payments wherever you see the Contactless Symbol† .

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Mobile purchasing capability

Enroll your card in Apple Pay®, Samsung Pay, and Google Pay™.

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Zero fraud liability*

You won’t be liable for fraudulent purchases when your card is lost or stolen.

Frequently Asked Questions

Who do I contact if I have questions about my credit card?

For questions about your account or to report a lost or stolen card please call 24-Hour Cardmember Service at 800.558.3424

What do I do if I’ve lost my card?

To report a lost or stolen card, call 24-Hour Cardmember Service at 800.558.3424.

What are my options for making payments?

Online:
Log in to your account
Phone:
• 24-Hour Cardmember Service: 800.558.3424
Mail a Payment:
• Make checks payable to Cardmember Service, and send to P.O. Box 790408, St. Louis, MO 63179-0408
Mail an Overnight Payment:
• Make checks payable to Cardmember Service, and send to 824 N 11th Street, St. Louis, MO 63101-1016

How do I download the mobile app?

Download the Elan Credit Card app from your device’s app store.
Apple App Store
Google Play Store

I’m not sure which card is right for me. Who can I talk to?

Contact us at 800.279.3200.