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Frequently Asked Questions

General Information

What is happening?

Alerus is upgrading your digital banking experience with a new online banking platform and mobile app, beginning November 17, 2025. The new platform is easy to navigate and designed to make digital banking more convenient and user-friendly.

What should I do to prepare for this upgrade?
  • Log into your account and verify your contact information is up to date.
  • Retain your username for future use.
Will services be impacted prior to launch?

Online and mobile banking services will be temporarily unavailable beginning at 5 p.m. CT Friday, November 14, 2025, through Sunday, November 16 while accounts are transitioned to the new digital banking platform. This includes: 

  • Online banking 
  • Mobile banking 
  • Remote deposit capture 
  • ACH payment originations 
  • Wire transfers 
  • Positive pay 
  • Bill Pay 

Digital banking services will resume on the new platform on Monday, November 17, 2025, at 8 a.m. CT. At that time, you can log into your account at alerus.com > My Alerus or through the new Alerus Banking app. See the “Logging In” section for details about your new credentials and how to log in. 

When will I notice changes to online and mobile banking?

Your account(s) will be transitioned to the new online banking platform on November 17, 2025. You will choose a new menu option – My Alerus – to log in online. You will also need to download a new app – Alerus Banking. Your current app will no longer work. At that time, you will notice a new look and feel in the online and mobile banking platforms. Some menu options and locations will change. 

Is the routing number or my account number(s) changing?

No. Alerus’ routing number is not changing. Your account number(s) are also not changing.

Logging In

Is my username or password changing?

Your username is not changing, but you will need to reset your password the first time you log in. Starting November 17, log into your account with your current username and follow the prompts to reset your password. You may be asked to provide additional identity verification during this initial log-in process.

How do I log into my online account beginning November 17, 2025?

Beginning November 17, go to alerus.com, click Log In in the upper right corner, choose My Alerus from the drop-down menu, and click Go. You can also click here to go directly to the log-in screen. Note: The Home Federal Banking option will no longer be available in the drop-down menu.

Log in with your current username and follow the prompts to reset your password. You may be asked to provide additional identity verification for your first log-in.

How do I log into mobile banking beginning November 17, 2025?

For mobile banking, you will use a new app starting November 17. Note: You must log in online to establish your new password before you can log into the app.

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Step 1: Download the new Alerus Banking app

Download from App Store (Apple devices)

Download from Google Play (Samsung and Android devices)

Or search for “Alerus Banking” on the App Store or Google Play and download the app to your device. Note: Alerus has a suite of mobile apps. Use the links above to ensure you’re downloading the right app. If you search your app store, make sure you choose the Alerus app named “Alerus Banking.”

Step 2: Log in using the username and password you established after your initial log-in at alerus.com > My Alerus.

  • If you are using the new Alerus Banking app for multiple accounts (e.g. personal and/or business), you will need to log off (choose Menu > Log Off) and sign in again using the credentials for the specific account you want to access. Choose the Log In option when you sign in.

Step 3: Delete the Alerus formerly Home Federal app. This app will no longer be used.

Will online access change for current users?

For log-in instructions, see “How do I log into my online account beginning November 17, 2025” and “How do I log into mobile banking beginning November 17, 2025.”

How do I add a new business online banking user?

The new platform allows administrators to self-administer account access features including adding or removing users, modifying user permissions, managing ACH/wire transfer limits, and more. To establish an administrator or for assistance, contact the Treasury Management Solutions Center at 800.279.3200, Option 3. They are available from 8 a.m. to 6 p.m. CT, Monday-Friday.

Mobile App

Do I need to download a new banking app?

Yes. On November 17, you will need to use the new Alerus Banking app. The Alerus formerly Home Federal app will no longer work. Follow these steps to install the new app. Note: You must log in online to establish your new password before you can log into the app.

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Step 1: Download the Alerus Banking app

Download from App Store (Apple devices)

Download from Google Play (Samsung and Android devices)

Or search for “Alerus Banking” on the App Store or Google Play and download the app to your device. Note: Alerus has a suite of mobile apps. Use the links above to ensure you’re downloading the right app. If you search your app store, make sure you choose the Alerus app named “Alerus Banking.”

Step 2: Log in using the username and password you established after your initial log-in at alerus.com > My Alerus

Choose “allow notifications” when prompted if you would like to receive push notifications related to your account. You can manage these notifications based on your preferences. 

  • If you are using the new Alerus Banking app for multiple accounts (e.g. personal and/or business), you will need to log off (choose Menu > Log Off) and sign in again using the credentials for the specific account you want to access. Choose the Log In option when you sign in.

Step 3: Delete the Alerus formerly Home Federal app. This app will no longer be used.

Can I use an authenticator app to securely access my account?

Yes. You may choose to use an authenticator app (e.g. Google Authenticator, Microsoft Authenticator, Duo, etc.) as your preferred method of multifactor authentication. To set up your authenticator app:

  1. Log in at login.alerus.com or go to alerus.com > Log In > My Alerus > Go
  2. Click My Profile in the upper right corner.
  3. Scroll to the section labeled “Two-Step Authentication” and click the “Authenticator application” button.
  4. A QR code will pop up. Open your authenticator application on your mobile device. Each authenticator app is different, but generally there is an option (e.g. a “+” sign or an “add” button). Use the camera to scan the QR code on the screen or type in the code and click Verify. Your authenticator app is now set up.
  5. Upon subsequent logins, you will be prompted for a code from your authenticator app as your multifactor authentication method.
Can I still use mobile deposits?

Yes. The mobile app allows you to submit a mobile deposit by taking photos of the front and back of the check.

Click Mobile Deposit in the bottom navigation bar or go to Menu, Treasury Services, and choose Remote Deposit Capture to make a mobile deposit. 

 

Can I still use the Alerus formerly Home Federal app?

No, the Alerus formerly Home Federal app will no longer be valid begging November 17. Delete the app and download the new Alerus Banking app to conduct mobile banking.

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Download Alerus Banking from App Store (Apple devices)

Download Alerus Banking from Google Play (Samsung and Android devices)

Features and Services

Can I stop payments?

Yes. The stop payment feature is located under the Fraud Management menu.

How do I view account details?

Click on the account to view transactions and account details.

Can I change the order in which accounts are displayed on the home screen?

Yes. Click and hold, then drag the account to the location desired in the list.

How can I select which accounts to display on the home screen?

Click “Settings” on the left-hand menu, then select Manage Accounts. Click the ellipsis (three dots) on the right and select “Hide on Home” or “Show on Home.”

How can I group accounts together?

Click the ellipsis next to the account you want to add to a group. Choose “Move to” and select a group from the dropdown menu, or create and name a new group, then save. Or, click and drag the account to the tray that appears in the lower middle of the screen to create a new group. To move an account to a group you have already created, click and drag the account to the group.

How do I make loan payments?

In online banking, select Transfers & Payments, (left navigation bar) then choose Loan Payment to transfer funds from an Alerus deposit account to an Alerus loan or line of credit. Or click Pay a Loan in the right navigation bar.

In the Alerus Banking mobile app, click the Menu icon located in the lower right corner of the screen, then select Transfers & Payments. Choose Loan Payment to transfer funds from an Alerus deposit account to an Alerus loan or line of credit.

How do I transfer funds between Alerus accounts?

In online banking, select “Transfers & Payments,” (left navigation bar) and choose “Transfer” to conduct individual or multi-account transfers. You may also click “Transfer Money Now” in the right navigation bar to conduct transfers.

In the Alerus Banking mobile app, click the Transfer icon at the bottom of screen to conveniently conduct individual or multi-account transfers. You can also choose the Menu icon, select “Transfers & Payments” and choose “Transfer” to conduct your transfers.

Do I need to reset my account alerts?

 Your account alerts will transfer to the new system, but you are encouraged to review the new account alert options and ensure your preferred alerts are set.  In online banking, click Settings, located in the left panel on the home screen, and choose Alert Settings. On the mobile app, click Menu in the lower right corner of the screen, then select Settings and choose Alert Settings.  

How do I connect my account to QuickBooks online/Express Web Connect?

Search for Alerus and choose “Alerus” from the results. You may need to disconnect and reconnect your account for the update to be successful. 

How do I connect my account to the desktop version of QuickBooks or Quicken?

Search for Alerus and choose “Alerus” from the results. You may need to disconnect and reconnect your account for the update to be successful. 

Will my process change for sending wire payments?

To send a wire, select Treasury Services on the left side of the home screen. Choose ACH/Wire Payments, then select New Payment to send a wire from scratch. If you use templates, select Payment Templates to create a new template.

Will my process change for sending ACH payments?

To originate an ACH payment, select Treasury Services on the left side of the home screen. Choose ACH/Wire Payments, then select New Payment to send a wire from scratch. If you use templates, select Payment Templates to create a new template. 

Will the validation process change for sending ACH and wire payments?

No, the current process for validating ACH and wire payments will remain the same. However, you will also have the option to utilize an authentication app. For more information about this option, contact our Treasury Management Solutions Center for assistance.

Can I still upload a NACHA file?

Yes, you will still be able to upload your NACHA File when sending ACH payments if desired.

If a recurring ACH credit or debit is scheduled on a weekend or federal holiday, when will it be processed?

Any recurring ACH credits or debits scheduled on a weekend (Saturday or Sunday) or a federal holiday will be processed on the following business day. This includes recurring ACH Batch payments, recurring ACH payments, and recurring ACH payroll payments, which were previously processed the business day prior to the scheduled weekend or federal holiday date.

Is Bill Pay changing?

No. You will continue to have access to Bill Pay with no impact on current payees or recurring payments.

Is remote deposit capture changing?

No. Your deposit history will be available, and you will continue using your current remote deposit capture system. Access remote deposit capture under Treasury Services in the left navigation bar or by clicking Remote Deposit in the right navigation bar.

Is Positive Pay changing?

 The Positive Pay system you currently use will be migrated to the new platform. All outstanding checks and ACH authorization rules as of Friday, November 14 will be transferred to the new system; the file format you currently use to upload issued checks will not change, and the overall look and feel will remain the same. However, some timelines are changing. Changes include:  

  • You will receive an email by 8 a.m. CT if you have any positive pay exceptions.
  • The cut-off time to work positive pay exceptions will remain 1 p.m. CT.
  • Beginning November 17, exceptions that have not been decided by 1 p.m. CT will be automatically processed according to your default decision. You will not receive a phone call. If you are unsure of your default decision, contact our Treasury Management Solutions Center at 800.279.3200, Option 3.
  • The Check Stale date default is 180 days, compared to 365 days previously.
Can I review and take action on positive pay exception items in the Alerus Banking mobile app?

Yes. The new Alerus Banking mobile app features the ability to decision exceptions. Select Menu on the bottom navigation bar, then select Fraud Management and choose Positive Pay. The look and feel of the exceptions screen is the same as the desktop view. The menu selection is also the same as the desktop view. 

How do I remove accounts from the home screen?

Click the ellipsis in the upper-right corner of the account you want to remove, go to Settings and toggle the “Visibility on Home” option to off.

Will I have access to my statement history?

Yes. You will continue to have access to statement history as usual. Any users who can view account transactions will be able to access electronic statements. Statements are located in the Reporting menu. 

Will I have access to information reporting?

Companies that subscribe to information reporting can generate additional reports from a listing of custom reporting options including transaction history, account reconciliation, ACH reporting, wire transfer reports and statements. For more information about this service offering, contact the Treasury Management Solutions Center.

Will I be able to view my account statements online?

Yes, users who can view account transactions will be able to access online statements. Users can now also search for and download multiple account statements at the same time by clicking on Reporting and choosing Statements to access the statement viewer.

How do I reorder checks?

To place an order for checks, please contact your Alerus representative or our call our Client Service Center at 800.279.3200 > option 2 > option 2. 

How do I change my address?

If you need to make a change to your address, please contact your Alerus representative or our call our Client Service Center at 800.279.3200 > option 2 > option 2. 

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Need Additional Assistance?

Contact our treasury management solutions center
Monday – Friday from 8 a.m. to 6 p.m. CT for assistance.

Website support: 800.279.3200 > option 1 > option 2

Payments, administration assistance: 800.279.3200 > option 3