Managing credit ratings
Credit ratings are an important measure of a person’s financial wellness. Think of them as a report card for your finances. Lenders review credit ratings to determine the risk associated with the requested loan. The…
Planning your retirement paycheck
Planning for retirement often focuses on things that happen before you retire. That’s perfectly fine if you still have several years to go. But as many people near retirement, focus shifts from accumulation to distribution,…
Debit card fraud
Fraudsters have become increasingly adept at getting cardholders to share information by posing as financial institution call center representatives, or sending text messages that look like they are coming from your institution, warning of suspicious…
Protecting your loved ones from financial elder abuse
Financial elder abuse is when a relative, caregiver, stranger, or “friend” exploits an older person to deplete savings and assets that have taken years to accumulate. This type of abuse can severely affect an elder’s lifestyle….
Social security strategies and tips for today
Social Security benefits can be a boost to post-retirement income, but they can also be challenging to navigate. When and how you claim Social Security benefits can significantly change the amount you receive. Add to…
How to maximize your paycheck
Sometimes getting your paycheck to cover all your expenses can feel like carrying water in a leaky bucket – by the time you get where you were heading, it’s empty. With nothing leftover, building financial…