Beyond Medicare: How to fund health care costs in retirement
As retirement draws closer, many of us cling to a false sense of security that Medicare will cover all of our health care costs. Once we hit 65, it’s all taken care of and we…
So you want to retire early? What you can do now to prepare
You’ve done your time. You’ve had a long (and hopefully rewarding) career and are ready to ease into retirement. There’s one problem. You’re not quite officially retirement age yet. You have a few years (maybe…
Consider the “why” when gifting assets
When it comes to gifting assets and passing down an inheritance, too often we fixate on the “how,” but don’t consider the “why”. In other words, although the mechanics of making gifts and transferring assets…
5 ways to find more funds for retirement savings
Retirement planning is something of a catch-22 – the further people are from it, the more they should be doing to prepare. People just starting out or in their mid-career, however, have many competing financial…
Living trust or will? Here’s why the answer is often “both”
The most important things you pass on to your loved ones are memories and values. For everything else, you’ll need an estate plan. A plan helps transitions go faster, smoother and gives you more control….
In the middle of everything: Tips for those caring for both kids and parents
It’s called the “sandwich generation” – mid-career people who are caring for kids still in the house and taking on more care for their aging parents as well. The challenges people in this situation experience…