A commercial real estate (CRE) loan is a type of loan used to finance the purchase, development, or refinancing of commercial properties, such as office buildings, retail spaces, industrial warehouses, multifamily apartment complexes, and other income-generating properties. Unlike residential mortgages, CRE loans are specifically designed for properties intended for business purposes rather than personal use.
CRE loans are often sought by businesses, investors, or developers looking to expand their operations, invest in property, or finance large commercial projects. These loans can vary in terms of loan size, interest rates, repayment terms, and the type of collateral used, depending on the nature of the property and the borrower’s needs.
Some key features of CRE loans include:
• Loan terms: Typically shorter than residential loans, often ranging from 5 to 20 years.
• Down payments: Generally require larger down payments, typically around 20% to 30% of the property’s purchase price.
• Interest rates: Can be fixed or variable, depending on the type of loan and lender.
• Repayment structures: Some CRE loans may be structured with interest-only periods or balloon payments at the end of the loan term.
These loans are vital for businesses looking to acquire, expand, or improve their real estate holdings, as they provide the necessary capital to complete large-scale transactions.

Yes, we offer both fixed and variable interest rate options to meet your financial planning needs and risk tolerance.

Our streamlined application process ensures you receive timely responses and personalized guidance every step of the way. Contact us today to get started.