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Grow with confidence.

Secure the financing you need to grow your business with flexible loan options. From funding new projects to purchasing equipment, our C&I loans are structured to provide the capital your business requires.

Loan solutions built for business.

Capital Equipment Loans

Allows businesses to finance the purchase of essential equipment, spreading the cost over time. This option is ideal for businesses that want to own their equipment outright.

  • Own the equipment after repayment
  • Fixed interest rates for predictable payments
  • Flexible loan terms to suit your budget
  • No large upfront payment required

Equipment Lease Financing

Leasing allows businesses to use equipment without comitting to ownership. At the end of the term, you can return, upgrade, or purchase the equipment.

  • Lower monthly payments than loans
  • Option to upgrade as needed
  • Preserves cash flow
  • Ideal for fast-changing industries or tech upgrades

Loan solutions built for business

  • Flexible loan terms: Choose from a range of terms to fit your business needs, including short-term working capital and long-term asset acquisition.
  • Competitive rates: Our rates are designed to help you manage costs effectively while investing in growth.
  • Dedicated support: Partner with our experienced lenders who understand your industry and can offer expert advice.

 

Operating Lease

Designed for short-term use or equipment that may become obsolete quickly. This option helps businesses stay current without responsibility of owning equipment.

  • Shorter lease terms with no ownership responsibility
  • Ability to upgrade to newer equipment more often
  • Lower initial costs compared to purchasing
  • Off-balance-sheet financing for financial flexibility

Industries we serve:

  • Transportation and warehousing (truck/trailer)
  • Manufacturing
  • Healthcare
  • IT
  • Corporate Aviation

Benefits of equipment financing

  • Preserve cash flow. Avoid large upfront costs by spreading out payments over time
  • Stay competitive. Ensure your business has the most up-to-date tools and equipment
  • Tax advantage. Potential tax benefits by deducting lease payments or depreciation
  • Flexible terms. Financing to meet your budget and business needs
  • Ownership options. Choose between financing to own or leasing for flexibility
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Frequently Asked Questions

What types of equipment can I finance?

We finance a wide variety of business equipment, including vehicles, machinery, IT systems, medical, and more. If it supports your business operations, we likely offer a financing solution for it.

What’s the difference between leasing and purchasing equipment?

Leasing allows you to use the equipment for a set term with the option to return or upgrade. Purchasing equipment through a loan gives you ownership, allowing you to keep the asset after the loan is repaid.

What’s the difference between equipment lease and operating lease?

An equipment lease allows you to use equipment with the option to purchase it at the end of the lease term. It’s typically a longer-term agreement, best for businesses that want to eventually own the equipment. Payments may be higher due to the purchase option.
An operating lease, on the other hand, is for short-term use with no ownership at the end. It’s ideal for equipment that may become obsolete quickly, with lower monthly payments since you’re only paying for temporary use.

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Ready to take the next step?

If you’re ready to upgrade or expand your equipment, let us help you find the right financing solution. Contact us today to speak with one of our equipment financing specialists and learn how we can power your business forward.

Contact a business advisor