Creating a solid financial legacy is not just about accumulating wealth during your lifetime, it also involves careful planning to ensure your assets are managed and distributed according to your wishes. Join host John Jill Larson and attorney Scott Ruhsam of Kennedy & Ruhsam Law Offices, P.A. to explore essential considerations to help you leave…
Healthcare expenses can put a strain on your finances, making it crucial to explore cost-saving options. Health savings accounts (HSAs) and flexible spending accounts (FSAs) are two popular healthcare savings accounts that offer tax advantages and help manage medical expenses. Learn more about their similarities, differences, and key considerations with host Jennifer Louie and Alerus…
Safeguarding information in the digital world is a joint effort. Make sure you’re doing your part to protect yourself or your business from fraud. Join host John Cionci and Alerus IT security manager Roger Schmitz to learn more about recognizing fraud trends and techniques, understanding your vulnerabilities, and how to leverage technology to keep your…
There is always a new financial topic being discussed in the media. Join host Matt Schartow, portfolio manager Travis Hook, and manager of investment analysis Bryan Grimm to demystify some of the recent headline topics such as SRIs, NFC, and Cryptocurrency.
There are many options to help you save money outside of a retirement account, especially when it comes to health and welfare. What makes the best sense for you and your family? Join host Matt Schartow and financial guide Chris Moen to better understand your options.
There’s a lot of talk about the FIRE (Financial Independence, Retire Early) Movement. Join host Matt Schartow and wealth management advisor Logan Shanks while they share tips and tricks to making financial decisions now that could help you retire early.
Make saving a family affair. Join host Matt Schartow and financial advisor Mark Anderson for a discussion on how to help your family members save for future events.
How do you prepare both your family and your finances for unplanned emergencies? Join host Matt Schartow and Alerus financial advisor Paul Dadlez as they discuss planning for the unexpected.
As a follow-up to our March session (Financial Fitness for the Family), join host Matt Schartow and Alerus financial advisor Paul Dadlez while they discuss how to have an open conversation about finances with your partner. This webinar will cover strategies regarding combined accounts vs. separate accounts, and open dialog about shared financial goals.
Credit scores impact various aspects of your financial life. Join host Matt Schartow and Alerus financial guide Chad Turner as they discuss how to decipher credit scores, build and/or repair credit, and how this information impacts your financial choices.
The end of the calendar year is a great time to review your finances and see if you are on track for your financial goals. Join host Matt Schartow and Alerus wealth management advisor Logan Shanks as they discuss end of the year personal financial planning.
Many people find giving to charity a fulfilling part of their financial life, but it sometimes it gets lost in the shuffle when dealing with all our regular expenses. Join host Matt Schartow and Alerus financial advisor Paul Dadlez as they discuss the benefits of working charitable giving into your budget.
Retiring from your day to day job doesn’t mean you have to stop receiving a monthly check. With the right planning, you can still receive deposits into your bank account every month. Join host Matt Schartow and special guest Stanton Shields to discuss ways in which you can make this happen.
Social security was not designed to be your sole income in retirement, but that doesn’t mean it’s not an important component of your retirement income stream. Join host Matt Schartow and special guest Bret Kinzler as they discuss ways to optimize your social security benefits.
Low interest rates in 2021 have many wondering if now is the right time to take out a loan. It’s important to take other factors besides interest rate into consideration before you take the dive. Join host Matt Schartow and senior financial guide Kari Vien as they discuss what to consider before you take out…
It is well known that the topic of money can divide many families. But when estate planning is approached thoughtfully and with inclusive intent, it can actually help bring families closer together. Join host Matt Schartow and senior trust and fiduciary manager Dan Statsick as they discuss estate planning and what you need to know…
Mutual funds are the most common type of investment in employer sponsored retirement plans, but there are many types to choose from. Join host Anne Guerriero and financial guide Lorene Fott as they explore the different investment types you might encounter and how they work.
Did you know that over 50 percent of Americans can’t come up with $500 for in a moment’s notice? No one knows when emergencies will happen, but they usually take up time and money. Without an emergency fund, you might be forced to pay unexpected expenses with money that was intended for something else and…
Wondering how much you should be saving for retirement at different stages in your life? There’s no exact science. Join host Matt Schartow as he talks with Alerus Wealth Management Advisor Logan Shanks for tips on saving for retirement from your 20s through your 50s.
The differences between bank and retirement accounts with regard to investing.
Whether you’re just entering the workforce, saving for your child’s college education, or preparing for retirement, managing your financial wellness is important at every stage in life. Alerus financial experts are here to help you with specific tips and tools to get you on the right track.
Investing can be an important part of building your long-term financial strategy, but it’s also important to choose investments that are right for you. In November’s webinar, we discuss finding the investments that are right for your age, time until retirement, and financial situation.