Plan for Retirement Archives - Alerus

Social Security, Medicare & Retirement Healthcare Costs

Planning for retirement involves more than saving for the future. In this Take Flight webinar, Dexter Albrecht, Senior Wealth Advisor at Alerus, discusses how Social Security benefits, Medicare coverage, and healthcare expenses fit into an overall retirement strategy. Learn about Social Security claiming options, health insurance coverage before Medicare eligibility, Medicare enrollment, and ways to prepare for healthcare costs in retirement. This session also explores tax-efficient retirement income strategies and answers common questions to help you make informed financial decisions and plan for a more confident retirement.

Generations and Money Shifts Take Flight Webinar

Generations and Money: Shifts, Pressures, and Lessons

Money habits, priorities, and financial challenges evolve throughout life, and every generation approaches them differently. In this recorded webinar, we explore how Gen Z, Millennials, Gen X, and Baby Boomers think about saving, spending, planning, and preparing for the future.

Our discussion highlights the unique opportunities and pressures facing each generation, including the financial realities of balancing careers, raising families, supporting aging parents, and planning for retirement. You’ll gain perspective on how life stage influences financial decision-making and discover practical insights that can help you better understand your own financial journey while supporting loved ones through theirs.

Making Retirement Goals Achievable

If saving for retirement feels overwhelming, you’re not alone. This webinar will explore practical strategies to help you start building savings today, no matter where you are on your financial journey. Learn how to make progress toward your goals and create a more secure future.

Everyone Deserves a Financial Legacy

Generational wealth isn’t just for the wealthy – anyone can achieve it. Join us as we explore ways to create a blueprint for building and protecting your legacy.

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How to Prepare for Retirement

Join our retirement specialists to learn what you should do in preparation for your upcoming retirement. Navigating pre-retirement years correctly will benefit your post-retirement years.

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ROTH IRA OR 401(K): WHAT’S THE DIFFERENCE AND IS IT FOR ME?

Learn about the benefits of having a ROTH IRA or 401(k), how they work, and if it’s the right option for you.

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Preparing for Retirement

Whether you’re nearing retirement or just starting to plan, being prepared is key to success.

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Tax advantages of retirement plans

Join host Doug Busken and guest speaker Jeff Lester from Eide Bailly to discuss Roth options and how to reduce tax liability in retirement planning.

The FIRE Movement and other roads to early retirement

There’s a lot of talk about the FIRE (Financial Independence, Retire Early) Movement. Join host Matt Schartow and wealth management advisor Logan Shanks while they share tips and tricks to making financial decisions now that could help you retire early.

Paycheck contribution after retirement

You’ve picked a retirement date…now what? Join host Matt Schartow and Alerus financial advisor Dexter Albrecht as we discuss helping you determine how to best plan for paycheck continuation after retirement.

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Managing Health Insurance Before Age 65

If you’re planning on retiring early, you’ll want a plan for health insurance. Join host Matt Schartow and Alerus financial advisor Dexter Albrecht as they discuss insuring yourself once you’re not on an employer’s plan.

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Understanding Health Savings Accounts

A Health Savings Account (HSA) can help you fund future health care costs. Join host Matt Schartow and special guest Chris Moen as they discuss the benefits and drawbacks of funding an HSA account while working.

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How to Continue Your Paycheck into Retirement

Retiring from your day to day job doesn’t mean you have to stop receiving a monthly check. With the right planning, you can still receive deposits into your bank account every month. Join host Matt Schartow and special guest Stanton Shields to discuss ways in which you can make this happen.

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Optimizing Social Security

Social security was not designed to be your sole income in retirement, but that doesn’t mean it’s not an important component of your retirement income stream. Join host Matt Schartow and special guest Bret Kinzler as they discuss ways to optimize your social security benefits.

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Estate Planning for the “Average Joe”

It is well known that the topic of money can divide many families. But when estate planning is approached thoughtfully and with inclusive intent, it can actually help bring families closer together. Join host Matt Schartow and senior trust and fiduciary manager Dan Statsick as they discuss estate planning and what you need to know for your situation.

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Contributing to Your Retirement Plan

Wondering how much you should be saving for retirement at different stages in your life? There’s no exact science. Join host Matt Schartow as he talks with Alerus Wealth Management Advisor Logan Shanks for tips on saving for retirement from your 20s through your 50s.

Bank And Retirement Accounts Whats The Difference

Bank and Retirement Accounts: What’s the Difference?

The differences between bank and retirement accounts with regard to investing.

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Adjusting to Market Uncertainty in your 50s

Explores the differences between stock market performance and the performance of the economy with a perspective on past market performance.

Market Concerns

Market Concerns: 5 Years or Less Until Retirement

Market concerns for individuals that have five years or less before retirement. Includes commentary on where to seek advice on the best actions to take regarding your retirement investments.