About Section
Shannon Kramer

Finance With Shannon

I’ve helped thousands of families over the past 17 years.

By understanding your financial situation, I can provide you with sound advice and education. Then you can make great financial decisions for you and your family! Whether you’re buying your first home, a second or investment property, or looking to refinance for better terms, I will take great care of you.

Contact Shannon

$20,000 Guarantee

Buy Now. Refinance Later.

Buy your new home now when it’s right for you. If rates drop, refinance at the lower rate and Alerus will pay $1,000 in closing costs.

Refi Ready program details2


It’s our commitment to you to close according to the terms of our approval letter, or we will pay $20,000 to the seller — which can really stand out when it comes to putting in an offer.1

Finance Your Mortgage With Alerus and Reduce Your Closing Costs

Lock in your new loan by May 31, 2024, and receive $1,000 toward closing costs.3

Community GivingResources