About Section
Kim Pedersen

Finance With Kim

With more than 20 years in the mortgage industry, I have helped thousands of customers with their home financing. My extensive experience combined with my natural ability to make people feel at ease results in seamless transactions. One measure of my success is the number of clients that have become friends over the years.

Contact Kim

$20,000 Guarantee

Buy Now. Refinance Later.

Buy your new home now when it’s right for you. If rates drop, refinance at the lower rate and Alerus will pay $1,000 in closing costs.

Refi Ready program details2


It’s our commitment to you to close according to the terms of our approval letter, or we will pay $20,000 to the seller — which can really stand out when it comes to putting in an offer.1

Finance Your Mortgage With Alerus and Reduce Your Closing Costs

Lock in your new loan by May 31, 2024, and receive $1,000 toward closing costs.3

Community GivingResources