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An Alerus Mortgage Guarantee Puts Your Mind At Ease.

Our Guarantee

When you have an Alerus Mortgage approval letter in your hands, sellers take you seriously, because if we don't close according to the terms of the approval letter, we will pay $20,000* to the seller. It's our Guarantee.

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1. *$20,000 guarantee is paid to the seller if the loan does not close based on conditions and expiration date of the approval as outlined in the Alerus pre-approval letter. The guarantee is available for all mortgage loans except construction and renovation. The guarantee is not applicable if: (1) Borrower, seller or any third party cause the delay or elect not to close on the real estate sale. (2) Borrower fails to sign required disclosures or provide key documents by the requested due date. The $20,000 guarantee, if applicable, is available to the seller only and not any of seller’s agents, representatives or related parties.


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