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Helping you buy a home is right in our wheelhouse.

Mortgage & Refinancing

We believe the home financing process should be easy to live with. That's why our mortgage specialists are dedicated to helping you find the option that's right for you. With a loan backed by our exclusive mortgage guarantees, you're home free. 

Whether you're a first-time buyer or looking for your next vacation home, we offer competitive home loans with flexible terms.

Refinancing your mortgage at today's low rates could be a great opportunity to improve your monthly financial situation. We'll evaluate your situation and help you understand your options.

When you have an Alerus Mortgage approval letter in your hands, sellers take you seriously, because if we don't close according to the terms of the approval letter, we will pay $20,000* to the seller. It's our Guarantee.

Take the next step in home financing.

Make your dream home a reality with the help of Alerus Mortgage. 



1. Credit and collateral subject to approval. This is not a firm commitment to lend.

2. *$20,000 guarantee is paid to the seller if the loan does not close based on conditions and expiration date of the approval as outlined in the Alerus pre-approval letter. The guarantee is available for all mortgage loans except construction and renovation. The guarantee is not applicable if: (1) Borrower, seller or any third party cause the delay or elect not to close on the real estate sale. (2) Borrower fails to sign required disclosures or provide key documents by the requested due date. The $20,000 guarantee, if applicable, is available to the seller only and not any of seller’s agents, representatives or related parties.

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