Keep Fees and Taxes from Nibbling Your Nest Egg
Many investors are paying more in fees than they realize, some don’t even know they’re paying fees at all. Here are some things you can do to help manage your fees and taxes:
What You Need to Know about Financial Fraud
Many of us grew up in a world where it was customary to be friendly, courteous, and trusting. Unfortunately, assumptions concerning these standards of conduct can sometimes get us into trouble. Con artists offering a variety of too-good-to-be-true investment “deals” are banking on the willingness of trusting individuals. Unfortunately, many people experience financial difficulties, thus…
Best Practices for Managing Your Credit
When you are applying for a mortgage, car loan, home-equity line, insurance, home rental, or job, be aware that your credit score may impact your application. Few other numbers help or hurt your life so deeply. Learn more about managing your credit to improve this key indicator in your financial life.
Lessons from the Great Recession of 2007 – 2009
After the Great Recession from 2007 to 2009 hit, far too many Americans found themselves without any savings to get through the hardships of unemployment, falling house prices, dwindling 401(k)s, and increased financial anxieties. Don’t let this happen to you.
Is it Time to Refinance Your Mortgage?
Over time, mortgage rates fluctuate. Depending on where rates currently stand, now may or may not be a good time for homeowners to consider refinancing their mortgage. How can you determine whether it makes sense at any given point to refinance your mortgage?
Five Questions to Ask as You Consider Retiring
As you consider retiring, how do you know when you are really ready for it, mentally and financially? For decades, the normal retirement age was 65. This was when you became eligible for Social Security and Medicare. But things are different today. Answer these five questions to find out how, when, and if you should…