About Section
Karen Montour

Finance With Karen

Karen’s experience spans more than 25 years. She has built an excellent reputation in mortgage financing with her emphasis on customer service and extensive industry knowledge. Karen’s success is fueled by a simple philosophy – listening to her clients. This enables Karen to provide options and strategies to best fit their needs and help them to achieve their financial goals.

Contact Karen

$20,000 Guarantee

Buy Now. Refinance Later.

Buy your new home now when it’s right for you. If rates drop, refinance at the lower rate and Alerus will pay $1,000 in closing costs.

Refi Ready program details2


It’s our commitment to you to close according to the terms of our approval letter, or we will pay $20,000 to the seller — which can really stand out when it comes to putting in an offer.1

Finance Your Mortgage With Alerus and Reduce Your Closing Costs

Lock in your new loan by October 31, 2023, and receive $1,000 toward closing cost.3

Community Giving Resources