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Loans and Credit Cards

Personal Loans

We know dreams need a helping hand sometimes. That's why, no matter what you've got your heart set on, we've got loans that help you reach tomorrow's goals, today.

Let the equity in your home add flexibility to your life. Need money for school, a vacation, or home improvements? Alerus has a home equity option that's right for you.

Whether you're building your own dream home or you're a builder of dreams for your clients, we're your source for construction loans that can help you realize those dreams.

When you're looking for a new or new-to-you car, let Alerus help put you behind the wheel.

With our available loans for boats, Jet Skis, snowmobiles, and more, it's easy to turn almost any Wish List into a Got List.

Ready to make your dreams a reality?

Speak with a representative today to get the financing you need for the things you want.

Call
888.409.5375

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Credit Cards

Earn rewards on the purchases you make every day. Alerus credit cards are accepted everywhere Visa® or American Express® are accepted – which is to say, just about everywhere.

Save on interest and pay down other credit card balances using this card.

Take Visa® Bonus Rewards to the next level with an additional 50% extra reward points every month1. Get $50 cash back after your first purchase.

Earn 1 reward point for every dollar you spend, plus you'll get an additional 25% extra reward points every month2. $25 cash back with your first purchase.

Take the first step on your path to financial independence and score 1 reward point for every dollar you spend. This card is for college students only.

Earn up to 3% cash back on gas, 2% cash back at supermarkets, and 1% cash back on all other purchases. You’ll also receive $25 cash back after your first purchase.

With this card, you’ll rack up rewards faster with 3X reward earnings on airline purchases, and 2X reward earnings on restaurant and hotel purchases. You’ll receive $75 cash back after your first purchase as well.

Ready to sign up?

Let an Alerus representative help you find a card that's sure to stay at the front of your wallet.

Call
888.409.5375

Email
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Personal credit cards offered through Elan Financial Services.

Subject to credit approval.

1. The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.50 points)

2. The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points).


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